Can I stay on Starter forever?
Yes. Starter is free for as long as you use PullBinder. It tracks unlimited cards with our mark on each one, your cost basis, and your total realized gain when you sell. There's no time limit and no credit card needed; upgrade when you want your returns (unrealized P&L and MOIC) or the tax detail.
Is PullBinder a marketplace or a brokerage?
No. It's a portfolio tracker for the cards you own: you hold the cards, we keep the books. You don't buy or sell through PullBinder for money.
Is there an annual plan?
No, and not by accident. A year paid up front means a large charge reappearing twelve months later, when you have forgotten what it was for. Monthly means leaving costs you almost nothing, which is the right amount of leverage for you to have over us.
Can I change or cancel my plan?
Any time. Upgrades take effect immediately and are prorated for what you've already paid; a downgrade or cancellation keeps your paid features until the end of the period you've paid for, then drops you to the tier below. Nothing is deleted; your data stays.
Is the year-end export really usable for taxes?
It's built for it: realized gains per sale, split short- vs long-term with holding periods, from the copy you actually sold. Pro includes it. We're not your accountant, but this is the file you'd hand one.